Payoff has a crazy goal; we want to solve America’s credit card debt problem. After a risky 8-week Ruby rewrite of our 500k line C# personal finance website, we decided that wasn’t audacious enough. So we set out to become a financial institution in order to help folks get out of credit card debt. In the past 16-months, we taught the rest of the engineers Ruby, figured out how to lend money, wrote all the systems and automation needed for a small bank, and hired 70 more super nice people to make it real. If you have a crazy goal to change the world, come listen to our story.
There is a very negative homogenized culture that accompanies a lot of the tech industry. In one word it is the "brogrammer", there are many aspects to this culture and I hope to explain my experiences of dealing with this mindset that is so dominant in tech. The culture is a learned behavior that starts at the university level and is carried on to the work environment. If you are a person who is not part of this culture you are generally going to be excluded from the industry as a whole. But if we want tech to be a truly inclusive space there needs to be acceptance for more than just the brogrammer mind set. We have to understand brogrammer culture from a sociological and anthropological perspective; if people who are not part of the culture are to survive in the tech industry.